Gosh I hate asking for help ... but here goes. I got into trouble when my husband got sent to jail. Divorced him. Lost the house with only one income. First husband sued for custody of three kids and through it all I just keep getting farther and farther behind. And once you get behind on bills it's really tough to get caught up. I earn a decent living but I just can't get caught up. I work a second freelance job to help but it's not enough. Raising three kids. I don't have expensive tastes, don't drink, smoke or do drugs. Just can't get a caught up. I'm three months behind on car payments and can't afford to lose my wheels or I can't get to work. If I wasn't living this, it would sound like a sob story somebody dreamed up. Can anyone help?